This session covers a successful transition to a new business model in a limited time span. Typically, Iowa Student Loan (ISL) sells bonds to fund the creation of private student loans. As financial markets deteriorated in 2008, the potential of successful bond sales diminished to the point of nonexistence. Heretofore, our systems assumed ISL as the only lender. Collaborative bank relationships changed this assumption to one of multiple lenders. A redesign of the loan program/loan type structure of our software followed to make the funding model very configurable.